Managing your finances is easier than ever in 2024, thanks to a wide range of finance apps designed to help with budgeting, investing, saving, and tracking spending. Whether you’re looking to streamline your daily expenses, build wealth, or get a clearer picture of your financial health, these apps can help you achieve your financial goals.

Mint

Mint is a comprehensive budgeting app that tracks all of your spending, bills, and bank transactions in one place.

  • Automates tracking of all your financial accounts
  • Categorizes expenses and provides spending insights
  • Alerts for upcoming bills and budget limits
  • Free credit score monitoring

YNAB (You Need A Budget)

YNAB is a popular budgeting app aimed at helping you take control of your money and make smarter financial decisions.

  • Zero-based budgeting system to allocate every dollar
  • Real-time expense tracking and goal setting
  • Educational resources to help users improve their financial literacy
  • Syncs across devices for easy access

Robinhood

Robinhood is a beginner-friendly investment app that allows users to buy stocks, ETFs, and cryptocurrencies with zero commission fees.

  • Easy-to-use platform for stock trading
  • Fractional shares for small investors
  • Instant deposits for faster trading
  • Educational content to help you understand investing

Acorns

Acorns helps users save and invest by rounding up purchases to the nearest dollar and investing the spare change.

  • Round-up purchases from linked cards and invest the change
  • Automated portfolio management based on your risk profile
  • Option to open retirement and education savings accounts
  • Earn rewards with partnered brands when shopping

Personal Capital

Personal Capital is an all-in-one finance tracker that provides tools for budgeting, tracking expenses, and retirement planning.

  • Comprehensive net worth tracker
  • Retirement planner and investment fee analyzer
  • Cash flow and spending reports
  • Syncs with all your financial accounts for real-time tracking

Chime

Chime is a mobile banking app that offers features like automatic savings, no-fee banking, and early paycheck access.

  • No monthly fees or minimum balances
  • Automatic savings features to help you set aside money
  • Early direct deposit payments (up to two days early)
  • Mobile-friendly interface and excellent customer service

Wealthfront

Wealthfront is an automated investment service that offers personalized investment portfolios based on your financial goals and risk tolerance.

  • Robo-advisor that helps with low-cost investing
  • Automated tax-loss harvesting and rebalancing
  • 529 college savings accounts and retirement planning tools
  • Financial planning advice based on your goals

Stash

Stash is an investment app that allows beginners to start investing with as little as $5, offering educational resources along the way.

  • Invest in stocks, bonds, and ETFs with low minimums
  • Personalized recommendations based on your financial goals
  • Automated investment portfolios
  • Financial literacy tools to help you learn while investing

Credit Karma

Credit Karma is a free app that allows you to monitor your credit score and access personalized financial recommendations.

  • Free access to credit scores and reports
  • Credit monitoring and alerts for changes to your score
  • Personalized loan and credit card recommendations
  • Tools to help you improve your credit score

SoFi

SoFi is an all-in-one financial app that offers personal loans, student loan refinancing, mortgages, and investment services.

  • Low-interest rates for loans and refinancing
  • Automated investing and retirement accounts
  • Cash management accounts with high-yield savings
  • Rewards for using SoFi products

PayPal

PayPal is a widely used digital wallet and payment platform for sending, receiving, and managing money.

  • Send and receive money with ease
  • Link to bank accounts, debit/credit cards for easy payments
  • Buy, hold, and sell cryptocurrency
  • PayPal credit options for online purchases

Zeta

Zeta is a unique app designed for couples to manage their finances together, whether they’re married or living together.

  • Track shared and individual expenses
  • Set savings goals together
  • Bill-splitting tools for managing joint costs
  • Ideal for couples looking to combine finances or maintain individual accounts

Truebill

Truebill is a subscription management app that helps users track and cancel unwanted subscriptions, saving money each month.

  • Automatically tracks and identifies subscriptions
  • Helps you cancel unused or unwanted subscriptions
  • Negotiates bills (e.g., cable, phone) on your behalf
  • Personalized financial insights

Simple

Simple offers an intuitive mobile banking experience with a focus on budgeting, savings, and smart spending.

  • Automatic savings goals and budgeting tools
  • Safe-to-Spend feature for tracking available balance
  • No-fee checking and savings accounts
  • Joint accounts for families or friends

These finance apps in 2024 are designed to simplify money management, boost savings, and improve your financial health. Whether you’re looking to manage your daily spending, invest for the future, or track your credit score, these apps can help you make smarter financial decisions and achieve your financial goals with ease.